You may think your all-terrain vehicle (ATV) is covered by your homeowners policy, but are you really protected? Most likely, your homeowners policy only covers your ATV if trouble occurs on your property; anywhere else and you’ll be exposed.
What is included on an Off-Road Vehicle insurance policy?
Liability Coverage - This coverage, provides financial compensation to other people if you are liable for an accident.
Uninsured Coverage- Uninsured coverage protects you and your family financially from the loss of income and medical bills after an accident.
Physical Damage Coverage - Covers your off-road vehicle after a covered loss. Coverage can be on an agreed value or actual cash value basis
Trailer Coverage - Optional coverage to extends to your trailer.
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