RV Insurance (Recreational Vehicle Insurance) is insurance for a motor vehicle used for recreational activities. The different types of RV insurance are: Motor Home Insurance, Travel Trailer Insurance and Camper Insurance.
A motor home is like a house on wheels. It is a vehicle designed to provide a temporary and movable living place. Travel Trailers and Campers are units towed by a land motor vehicle and designed for recreation and camping.
Unless you have a recreational vehicle insurance package, you could be in for a nightmare should you experience a loss with your RV. Your auto and homeowner's policies may not cover such items as appliances, plumbing or accessories. Without true Recreational Vehicle insurance, your emergency expenses incurred while traveling would undoubtedly come out of your own pocket. A typical travel trailer insurance policy from an auto carrier will include physical damage coverage only.
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